AML statement

Our obligations

GOLDEN INVEST d.o.o. is a real-estate intermediary and therefore an obligated entity under the Croatian Anti-Money Laundering and Terrorist Financing Act (Zakon o sprječavanju pranja novca i financiranja terorizma). We apply the measures the Act requires to the business relationships and transactions we handle, including on both the buyer's and the seller's side of a sale we intermediate.

What we ask of you

Before we act for you on a transaction, and whenever the Act otherwise requires, we identify you and verify your identity; identify the beneficial owner where you act through a company or other structure, and understand its ownership; ask about the purpose of the business relationship and the source of your funds and, where needed, your wealth; check whether you are a politically exposed person; and keep the relationship under review.

We may ask you for documents for these checks. If they cannot be completed, the Act does not allow us to start or continue the business relationship.

Cash and client money

We do not accept or make cash payments of EUR 10,000 or more. We do not hold client money: purchase funds move between the parties through banks and, where applicable, notaries, never through us or this platform.

Reporting and records

We are required to report suspicious transactions to the Croatian Anti-Money Laundering Office (Ured za sprječavanje pranja novca), and the law does not allow us to tell anyone that a report has been made or requested. We keep the information and documents collected for these checks for ten years after the business relationship ends. Our compliance with the Act is supervised by the competent state authority.

Your personal data

We use the data collected for these checks only to prevent money laundering and terrorist financing, as the Act requires (legal obligation, Article 6(1)(c) GDPR). Providing it is mandatory if you want us to act for you on a transaction; without it we cannot proceed. Your right of access to this data may be restricted where the Act requires.

Controller: GOLDEN INVEST d.o.o. za poslovanje nekretninama, Ulica Josipa Hatzea 22F, 23000 Zadar, Croatia, info@goldeninvestgroup.com. Our Privacy notice explains your other rights and who receives your data.